Appendix I

Appendix I: Statistical Poverty Profile

I. Statistical Poverty Profile

The following tables provide an overview of statistics with respect to incidence of low income, low income cut-off rates, sources and types of income, and income by family type and age group for the City of Camrose.

While the LICO (low income cut off) is not recognized by all agencies as a measure of poverty, a more “absolute measure is the number of individuals spending 30% or more of their earnings on housing. In Camrose:

the 1996 Profile of Urban Poverty in Alberta indicated that 16% of Camrosians lived in poverty according to the LICO

1996 Statistics Canada data points to 24% of Camrose households where average rent/major payments >= 30% of household income.

Observations:

between 1991 and 1996 average income rose about 8% for both males and females

income for females lagged behind by just about 40% in 1996 however almost half as many males worked full time as females

average part time income was $13,675 in 1996 and 54% of workers had part time jobs

the average household income rose by just over 8% between 1991 and 1996 and again between 1996 and 2000 to $46,600

the incidence of low income for unattached individuals rose by 5% and by .3% for families

in 1996 16% of the Camrose population lived in poverty, 52% of which were lone parent families with children, and 39% of which were unattached individuals

65% of Camrosians earned less than $25,000 per year in 1996, and 44% of households earned under $30,000/year

hourly household earnings required to afford rent (as identified by the year 2001 Affordable Housing Supply and Demand Report) are significantly higher than the earnings (1996 Statistics Canada data) of 26% of households and 44% of the population

the year 2000 economic dependency profile indicates the dependency of Camrose taxfilers on government to be 15.45% for husband/wife families, 34.1% for lone parent families and 53.5% for non-family persons

between 1991 and 1996 the composition of income from government transfers increased by 4.4% and that of employment income decreased by 4.6%

Table I1: LICO (Low Income Cut Off) Rates for 1996 and 2000

# in Household	1996 Camrose	2000 Urban Population Less than 30,000*
1 Person	$13,373	$14,414
2 Persons	$16,716	$18,017
3 Persons	$20,790	$22,408
4 Persons	$25,167	$26,127
5 Persons	$28,132	$30,323
6 Persons	$31,096	$33,517
7 Persons	$34,061	$36,713

* LICO rates have not been set for 2000 for small area samples. Estimated by the National Council on Welfare.

Table I2: Poverty by family Structure 1996 and 2000

Family Type	% Poor 1996	% Poor 2000
Couples, no children	5%
Couple, children	9%
Lone parents, children	52%
Other families	7%
All economic families	11%
Unattached individuals	39%
Total poor households	21%

Source: 1996 Statistics Canada data

Table I3: Incidence of Low Income 1996 and 2000

Total Population

# Poor

% Poor

Camrose

Alberta

% Increase in Number and Incidence of Poor Families

1991-1996

--

--

.4%

1.0%

1996-2000

--

--

Population

1996

13,240

2,060

16%

18%

2000

Children

1996

2720

510

19%

22%

2000

Lone Parent Families

1996

320

170

52%

51%

2000

Two-Parent Economic Families with Children Under the Age of 18

1996

1350

120

9%

14%

2000

Aboriginal Population

1996

310

110

34%

44%

2000

Persons with Disabilities

1996

1850

400

22%

29%

2000

Unattached Individuals

1996

2070

810

39%

39%

2000

Population Aged 15 Years and Older

1996

4580

780

17%

21%

2000

* Source: A Profile of Urban Poverty in Alberta

Table I4: Population Aged 15 Years and Older by Annual Employment

and Poverty Status

Year	Full Time Employment			Part Time Employment			No Employment
Year	Total #	# Poor	% Poor	Total #	# Poor	% Poor	Total #	# Poor	% Poor
1996	3080	210	7%	3630	685	19%	3710	660	18%
2000

* Source: A Profile of Urban Poverty in Alberta

Table I5: Poverty by Family Income 1996

	Total (Camrose Pop.)	# Poor	% Poor (% of Total Camrose)
< $9,999	115	115	100%
$10,000 - $19,999	285	200	70%
$20,000 - $29,999	700	85	12%
<$30,000	2615	10	0%

Source: 2001 Affordable Housing Supply and Demand Report

Table I6: Poor Families by Number of Earners in Poor Families

Year	No Earners	One Earner	Two Earners
	Camrose	Camrose	Camrose
1996	120	175	110
2000

* Source: A Profile of Urban Poverty in Alberta

Table I7: Income (Age 15 and Over) By Gender 1991, 1996, 2000

	City of Camrose					County of Camrose
	1991		1996		2000		1991		1996		2000
	M	F	M	F	M	F	M	F	M	F	M	F
Less than $15,000	1685	3020	1560	2900			1170	1450	1015	1435
$15,000 - $19,999	415	670	590	695			275	260	320	345
$20,000 - $24,999	500	530	305	505			260	240	265	245
$25,000 - $29,999	415	350	460	365			305	125	180	120
$30,000 - $39,999	695	350	805	500			30	140	480	195
$40,000 - $49,999	465	170	510	170			230	55	235	55
$50,000+	515	55	590	110			295	40	415	75
Total	4690	5150	4820	5245			2870	2305	2910	2470
Average Income	26634	15374	28858	16699			26219	14679	26978	15190

Table I8: Income by Household 1991, 1996 and 2000

City of CamroseCounty of Camrose

1991

1996

2000

1991

1996

2000

Less than $19,999

1520

1410

515

410

$20,000-$29,999

920

1010

425

470

$30,000 - $39,999

670

770

425

435

$40,000 - $59,999

1205

1275

595

580

$60,000 +

930

985

495

645

Total

5245

5450

2455

2540

Average Household Income

$38509

$41450

$46,600*

$44178

$45616

* Source: Statistics Canada Taxfiler Data

Table I9: Average Employment Income By Sex and Work Activity 1991, 1996, 2000

	City of Camrose					County of Camrose
	1991		1996		2000		1991		1996		2000
	M	F	M	F	M	F	M	F	M	F	M	F
Work full time(#)	2020	1350	1855	1180			1590	715	1490	815
Average full time income	$32792	$20935	$36371	$26000			$26311	$15857	$28443	$19583
Work part time (#)	1585	2030	1660	1955			1040	1100	945	970
Average part time income	$16870	$10305	$17069	$10281			$15857	$9740	$18530	$10016

Table I10: Composition of Total Income 1991, 1996, 2000

City of CamroseCounty of Camrose

1991

1996

2000

1991

1996

2000

Employment income

70.8%

66.2%

76.0%

74.5%

Government transfer payments

14.5%

18.9%

10.6%

14.4%

Other income

14.6%

14.9%

13.5%

14.9%

Table I11: Incidence of Low Income by Families and Unattached Individuals

1991, 1996 and 2000

City of Camrose

County of Camrose

1991

1996

2000

1991

1996

2000

Low Income % Incidence:

Families

10.6%

10.9%

9.8%

9.4%

Unattached Individuals

34.1%

39.2%

15.9%

19.8%

Table I12: Low Income Based on Before Tax Low Income Measures

Type of Family	1996				2000
Type of Family	0 Children	1 Child	2 Children	3+ Children	0 Children	1 Child	2 Children	3+ Children
*Husband/Wife Families*
# of Families	1870	650	810	570	2010	670	810	540
Median Family Income ($)	37,600	52,600	56,600	57,500	43,200	63,500	66,600	68,400
*Low Income Husband/Wife Families*
# of Families	100	60	70	70	100	50	70	70
Median Family Income ($)	11,100	13,100	16,400	21,000	12,600	12,200	18,200	24,300
*Lone Parent Families*
# of Families	--	320	200	80	--	420	230	120
Median Family Income ($)	--	21,000	22,800	22,500	--	27,400	20,800	24,400
*Low Income Lone Parent Families*
# of Families	--	120	80	40	--	140	130	80
Median Family Income ($)	--	10,700	12,500	15,200	--	11,600	15,200	18,700
*Non Family Persons*
# of Families	2410	--	--	--	2780	--	--	--
Median Family Income ($)	16,600	--	--	--	17,900	--	--	--
*Low Income Non Family Persons*
# of Families	490	--	--	--	710	--	--	--
Median Family Income ($)	7,500	--	--	--	9,800	--	--	--
*All Families and Non Family Persons*
# of Families	4290	970	1000	650	4800	1080	1050	660
Median Family Income ($)	25,000	42,400	50,300	53,700	27,500	49,300	56,600	57,200
*All Low Income Families and Non-Family Persons*
# of Families	590	170	150	110	810	190	200	150
Median Family Income ($)	7,900	11,300	14,100	17,300	10,000	11,700	15,900	20,800

* Source: Statistics Canada Taxfiler Data

Table I13: Camrose Economic Dependency Profile for 1996 and 2000

Source of Income	1996			2000
Source of Income	Males	Females	Total	Males	Females	Total
*Government Transfers*
Number	3330	4930	8260	3350	5160	8510
Ec. Dep. Ratio	17.64	38.11	24.93	14.59	36.34	22.28
*Employment Income*
Number	4290	3890	8180	4810	4430	9240
*Employment Insurance*
Number	640	480	1120	560	400	950
Ec. Dep. Ratio	2.43	2.65	2.51	1.52	1.66	1.57
*GST Credit*
Number	2120	2810	4930	1930	2720	4650
Ec. Dep. Ratio	.55	1.44	.87	.38	1.12	.64
*Canada Child Tax Benefit*
Number	50	1870	1920	1260	1850	3110
Ec. Dep. Ratio	.06	4.59	1.68	4.69	13.76	7.90
*Old Age Security/Net Federal Supplements*
Number	1220	1690	3100	1260	1850	3110
Ec. Dep. Ratio	5.62	15.21	9.04	4.69	13.76	7.90
*Canada Pension Plan*
Number	1450	1650	3100	1540	2020	3560
Ec. Dep. Ratio	6.88	10.52	8.18	5.97	10.6	7.61
*Workers’ Compensation*
Number	180	90	260	170	80	250
Ec. Dep. Ratio	.77	.66	.73	.66	.83	.72
*Social Assistance*
Number	590	850	440	700	1090	1790
Ec. Dep. Ratio	1.33	3.03	1.94	1.28	3.39	2.03
Source of Income	1996			2000
Source of Income	Males	Females	Total	Males	Females	Total
*Other Pensions*
Number	830	720	1550	960	990	1950
Ec. Dep. Ratio	8.22	8.54	8.34	8.98	9.65	9.22

* Source: Statistics Canada Taxfiler Data

Table I14: Camrose Economic Dependency Profile by Type of Family 1996 and 2000

Source of Income	1996			2000
Source of Income	H/W Families	Lone Parent Families	Non-Family Persons	H/W Families	Lone Parent Families	Non-Family Persons
*Government Transfers*
Number	3380	580	2140	3320	750	2350
Ec. Dep. Ratio	17.90	33.31	64.31	15.45	34.10	53.50
*Employment Income*
Number	3170	510	1230	3330	640	1480
*Employment Insurance*
Number	740	100	210	590	110	190
Ec. Dep. Ratio	2.24	3.96	3.58	1.42	2.94	1.80
*GST Credit*
Number	1950	530	1900	1580	670	2020
Ec. Dep. Ratio	.55	2.63	2.11	.32	2.38	1.59
*Canada Child Tax Benefit*
Number	1490	420	n/a	1390	560	n/a
Ec. Dep. Ratio	1.56	7.57	n/a	1.28	9.90	n/a
*Old Age Security/Net Federal Supplements*
Number	990	70	1090	1030	90	1200
Ec. Dep. Ratio	6.05	5.17	28.76	5.26	4.06	23.57
*Canada Pension Plan*
Number	1230	110	1130	1300	150	1300
Ec. Dep. Ratio	6.09	5.14	22.07	5.63	5.66	18.99
*Workers’ Compensation*
Number	180	20	60	160	30	50
Ec. Dep. Ratio	.64	.86	1.26	.65	1.22	.86
*Social Assistance*
Number	420	180	740	480	210	980
Ec. Dep. Ratio	.78	7.99	6.53	.76	6.82	6.69
*Family Benefits*
Number	--	0	0	510	360	0
Ec. Dep. Ratio	--	0.00	0.00	.13	0.00	0.00
*Other Pensions*
Number	800	40	510	930	80	630
Ec. Dep. Ratio	6.96	4.11	18.41	7.94	5.21	17.75

* Source: Statistics Canada Taxfiler Data

Table I15: Income by type of Family and Age of Older Spouse 2000

Family Income	0-24	25-34		35-44		45-54		44-64		65+		Total
*Husband/Wife Families by Age of Older Spouse*
Median Income	30,400	49,900		64,500		74,300		57,700		37,500		54,100
*Lone-Parent Families by Age of Parent*
Median Income	11,400	17,800		23,100		35,700		43,700		43,400		24,200
*Non-Family Persons By Age*
Median Income	10,200		26200		27,400		24,700	18,500	17,400		17,900

* Source: Statistics Canada Taxfiler Data.

Table I16: Employment Income by Source of Income 1996 and 2000

Source of Income	1996			2000
Source of Income	Males	Females	Total	Males	Females	Total
Total Emp. Income	4290	3890	8180	4810	4430	9240
Wages, Salaries & Commission	3650	3550	7200	4190	4050	8250
Self Employment	1280	760	2030	1220	820	2040
Investment Income	2510	2930	5440	2550	3130	5680

* Source: Statistics Canada Taxfiler Data

Table I17: Employment Income by Age of Individual (% of Total Taxfilers)

Level of Income	Age 0-24	Age 25-34	Age 35-44	Age 45-54	Age 55-64	Age 65-74	Age 75+
0-$14,999	75%	32%	26%	25%	35%	31%	33%
$15,000 - $24,999	15%	21%	17%	17%	19%	34%	44%
$25,000 - $34,999	6%	19%	20%	17%	18%	16%	13%
$35,000 - $49,999	4%	17%	19%	16%	13%	13%	6%
$50,000 - $74,999	--	8%	12%	18%	11%	4%	3%
$75,000 - $99,999	--	2%	4%	4%	2%	1%	1%
$100,000- $149,999	--	1%	2%	2%	1%	1%	--
$150,000- $199,999	--	--	--	1%	1%	--	--
$200,000- $249,999	--	--	--	--	--	--	--
$250,000+	--	--	--	--	--	--	--

* Source: Statistics Canada Taxfiler Data